Payment service “one wallet. "Wallet One W1": reviews, support

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26.07

In this material, the blog site examines the capabilities of a single electronic wallet W1, how it differs from analogues and whether it is suitable for your tasks.

Wallet One - payment system headquartered in London, represented in 15 countries, including the USA, European countries, CIS. It offers a fairly functional service for making and receiving online payments, develops individual solutions for Internet projects, and also has a network of POS terminals. The brand has been around for over 11 years, although the company itself began operating back in 2000.

Advantages of the W1 e-wallet

  • A huge number of replenishment options. You can deposit money to a virtual wallet through payment terminals and ATMs, by bank transfer and from a card, in electronic hypermarkets and communication stores. This list also includes mobile phone accounts and other payment systems.
  • Most of the ways to replenish the W1 Single Wallet provide instant crediting of funds, as well as a commission of 0%. True, for a transfer from an account mobile phone you will have to pay 7.95-15.5%, depending on the operator. In other cases, the commission, if any, rarely exceeds 3%.
  • Simple registration of the wallet in the payment system.
  • Personal account with familiar functionality: history of transactions, payment templates, statistics.
  • A well-developed mobile application, as well as a payment system wallet in Viber with the ability to complete all transactions directly using the messenger.
  • Eleven currencies, including, in addition to the Russian ruble, US dollars and euros.
  • Transfers within a single payment system W1 are made without commission.
  • Online customer support.
  • Enough high level security.

While listing the advantages, one should not forget about the disadvantages. As is the case with most other payment systems, W1 users sometimes have problems when crediting and withdrawing funds, making purchases. There are complaints about the inconvenient customer identification system.

Withdraw funds and purchases using a payment system wallet

You can pay for services and make purchases in online stores that are partners of W1 without commissions. The choice of sites where you can spend your money from a virtual wallet is quite extensive - about 40,000 services. You can withdraw funds instantly to bank card Visa or MasterCard in 80 countries of the world or through Unistream. Those who wish to receive cash use money transfer systems. You can also send money to a bank account, including abroad. The size of the commission does not differ in comparison with other similar services - 2.9% or more of the transfer amount.

Using the W1 payment system for business

You can connect your online store to Wallet One in one day without any fee. There is also no commission for using the service. The advantage of this solution is the ability to provide its customers with a choice of 118 payment methods, for which they do not even need to start their own W1 wallet. In addition to standard offers for small businesses, a service is provided for the development and implementation of customized White Label solutions.

Electronic payment system for payment of services and financial settlements

"W1 Wallet One" (Wallet One) is an electronic payment service operating in the markets of Russia, Ukraine, Belarus, Kazakhstan. Provides financial settlements between system participants in real time and is designed to serve the needs of the population, primarily related to payment for services. You can replenish your wallet in Russia and 88 countries of the world; in total, the network unites more than 300,000 payment terminals and payment acceptance points.

Key Markets: Russia, Belarus, Kazakhstan, Ukraine, Tajikistan, USA

Currency: Russian ruble, Belarusian ruble, Ukrainian hryvnia, Kazakhstani tenge, Tajik somoni, American dollar.

The main list of services that can be paid using "W1 Wallet One":

    mobile connection

    the Internet

    TV

    IP telephony

    Utilities

    Repayment of loans

Commission when paying for goods and services

Most payments through Wallet One are commission-free.

Registration in the system "W1 Wallet One"

In order to become the owner of the "W1 Wallet One" wallet, the user needs to go through a simple registration procedure by entering a login on the website www.w1.ru in a special form (address email or mobile phone number) and CAPTCHA code. After that, to your specified e-mail or the phone will come a message with a unique 12-digit wallet number and password to enter the system. The user can set his own password instead of the one assigned in the "Settings - Security" section.

To enter the system, the wallet number or the e-mail / mobile phone number entered during registration is used as a login.

When registering for the first time, you do not need to provide the system with your personal data. This wallet is anonymous. However, if necessary, you can always go through identification - the procedure for confirming the passport data specified by you in the wallet profile. An identified user has more options for working with the wallet than an anonymous user. This service is recommended for those who regularly receive or send money transfers,

often removes unused funds from the system.

How to fund your W1 Wallet One account

Cashless money

Instant replenishment of the account is carried out using Visa and Mastercard, issued by banks in Russia and the countries of the former USSR. The commission will be 1.5% of the contribution amount.

You can also transfer money from your bank account using Internet Banking. The transfer fee is charged in accordance with the tariffs of a particular credit institution, the term for receipt of funds is from 3 to 5 working days.

Important: bank transfers are accepted only from individuals,

from legal entities and individual entrepreneurs, they are prohibited

In cash

A wide selection is also available for those who want to put cash in their wallet.

    more than 200,000 payment terminals;

    branches of all banks in Russia;

    payment acceptance points of CONTACT, Leader, Unistream, Gorod, Anelik systems;

    payment acceptance points based on Euroset, Svyaznoy, MTS, etc.

Please note: before you go to top up your account in cash, you need to write down or print your wallet number.

Electronic money

With the help of electronic exchange offices, you can replenish your Wallet with electronic currencies of other payment systems (Yandex.Money, RBK Money, MoneyMail, etc.). Translation available also money from the Visa Qiwi Wallet payment system (via QIWI payment terminals or the company's website) "

Wallet-to-wallet transfers

Transfer of funds between users of the system is free of charge.

Withdrawing money from the "W1 Wallet One" system

Several options are available for withdrawing funds from the W1 Wallet One e-wallet:

  1. Transfer to bank cards VISA and MasterCard, issued in 80 countries of the world. The commission is 2.9% + 60 Russian rubles;
  2. Cash withdrawal at any post office in Russia (commission - 4.5%);
  3. Service points of money transfer systems CONTACT and Anelik (commission is 4%, but not less than 60 rubles)

Mobile applications

You can use your wallet (pay for services, issue invoices and make transfers) anytime, anywhere! Special mobile applications W1 Lite designed for owners mobile devices apple (iPhone, iPad, iPod touch), as well as smartphones on the platform Google android... They are available for free download in the AppStore and Google play respectively.

If your phone does not support Java, you can use the Wallet One service through the m.w1.ru mobile site, which works on most mobile phones. In this case, you must have the "GPRS-Internet" service activated

Cards

W1 Wallet One does not issue branded cards.

Safety

All operations in the "Wallet One" service are performed via a secure data transfer channel using SSL encryption. Using SSL guarantees that three necessary security conditions are met: authenticity, confidentiality, and integrity.

Each time during authorization, the "Wallet One" user receives new values \u200b\u200bof variables that allow him to be identified during a session with the service. The secure session created during authorization automatically becomes invalid when you stop working with the service for a long time. At the next attempt to use the wallet, the user is prompted to enter the password again.

Hashing passwords prevents identity theft by adding specific information to the password. User passwords are stored encrypted and no one, including company employees, has access to them.

An effective system for monitoring user activity allows you to quickly identify suspicious and fraudulent transactions and prevent the actions of intruders.

Pros:

    simple registration;

    multicurrency;

    anonymity (the user independently chooses the amount of personal information provided to the system)

    free transfers to other users;

    payment for services without charging a commission;

    high level of protection of your personal data and account balance.

Minuses:

    the service is not intended to pay for purchases in online stores;

    high cost of withdrawing money from the payment system;

    long term for withdrawing money from the payment system;

    lack of direct communication with the administration (communication takes place by e-mail)

    impossibility of canceling the erroneous payment after its acceptance.

Payment service W1 Wallet One is part of the W1 online financial system. Initially, the task of the service was to provide an Internet platform for electronic payments and services related to telephony and video hosting. But over time, the capabilities of the system have expanded significantly.

The W1 e-wallet was launched in 2007. Its owner is a limited liability company "02". The company is registered in Russian Federation.

Citizens of the United States of America, Russia, Kazakhstan, Ukraine and the Republic of South Africa can use the payment services "Wallet One W1". Thanks to the system, users can make financial transactions online. Being anywhere in the world, a person can pay for a purchase or transfer money to a friend. To do this, you will need any computer device (PC, tablet or modern mobile phone with Smart functions), as well as Internet access.

Features of the payment service "Wallet One W1"

This electronic payment system has quite wide capabilities.

  1. Multi-currency accounts. On their electronic accounts opened on the server, users can store various types of currencies and perform all kinds of financial transactions. Thanks to the service, you can:
  • pay for the services of Internet and TV providers operating in any country in the world;
  • make international money transfers;
  • make purchases in virtual stores, wherever they are.
  1. Bank transfers without borders. The W1 system and the Wallet One server make money transfers as simple as possible. You can transfer funds by cell phone numbers, electronic mailboxes, through payment cards from MasterCard or VISA, through financial transfer systems, including through SWIFT payment, etc.
  2. Extensive geography. The sphere of influence of the EPS "United Wallet" has spread far beyond the borders of the Russian Federation. In many countries of the world, it is easy to find retail payment points where you can replenish your account balance or withdraw funds in any currency. In total, there are 500 thousand points, most of which provide free services.

Personal Area

By registering on the official website of the payment system, the user receives a convenient online account, equipped with all the necessary options. From their account, the payment client can:

  • manage the account and monitor its status;
  • follow the current exchange rate;
  • regularly receive detailed reports on the transactions carried out;
  • use templates of financial transactions (this option saves time, especially when it comes to regular payments);
  • view transaction history.

The server runs the Customer Support Center. In case of unforeseen situations or difficulties with working in the system, experienced specialists will provide competent advice, help to open an account or make a payment. The support service works around the clock, without breaks and weekends.

Authorization procedure in the "Wallet One W1" system

If you decide to receive the status of a member of the EPS "Wallet One W1", then you should go through the standard registration procedure. You can do this on the official payment site www.walletone.com.

The service offers to open an electronic account in more than 10 types of currencies: rubles of Russia and Belarus, Ukrainian hryvnias, American dollars, European banknotes and others.

It is very easy to register in the system. To do this, you do not need to have special knowledge of working on a PC or the Internet. Having entered the official website of the company, press the button "Registration". A window with a registration form will open in front of you. The system will require you to provide a valid cell phone number, which will receive a notification with a password for access. Copy the password and enter it in the corresponding field of the registration application. We get acquainted with the terms of cooperation, agree with them and press the button "Register".

When logging into your account for the first time, you will need to provide information about where you are at the moment and open an account in the currency that is used in a particular country.

However, in order to use the full capabilities of the payment system, it is not enough to fill out the registration form and issue an electronic invoice. Broader prospects of the service open only to identified users: for them, the payment system provides certain privileges in the form of increasing the limits on financial procedures, removing restrictions on withdrawing funds from the server, and others.

Login to the system by phone number, email addressas well as the secret code. These parameters must be specified in the "Profile" - "Settings" section.

If necessary, you can change the login password. In this case, you need to enter the "Security" category, provide a valid password and create a new one. If a secret code has been lost, you can restore it. To do this, you should use the "Recover password" option and specify the cell number or e-address.

Replenishment of "Wallet One". Money transfers

The choice of the method of replenishing an electronic account in the "Wallet One W1" system will depend on what currency is used and in which country the financial transaction is carried out. Going to the section "Account replenishment", you need to select the type of currency and select the option of replenishment from the drop-down list. You can transfer funds to your account with "real money", by bank transfer or by cryptocurrency.

The following methods are available for citizens of the Russian Federation:

  • "In real money" (money is transferred to the account through self-service terminals, Svyaznoy, Euroset salons, Unistream and Contact systems, postal services or branches of Sberbank of Russia);
  • non-cash replenishment options through virtual banks from financial institutions such as Alfa-Bank and Russian Standard, as well as through bank transfers and transfers from VISA MasterCard cards;
  • electronic currency (transfer of funds from Qiwi Internet accounts);
  • mobile payments (made with phone numbers, served by operators "Tele2", "MegaFon", "Beeline", "MTS").

Thanks to the "W1 Wallet" service, our life becomes much easier: no need to go to the bank to pay for services or transfer money to relatives. All financial transactions can be carried out in virtual mode. Users of the electronic payment system can:

  • top up your account balance on entertainment sites;
  • get access to the Internet;
  • pay off loan debts;
  • transfer funds to a phone account;
  • pay utility bills;
  • pay traffic fines;
  • pay for the use of services in social networks;
  • purchase goods in virtual stores.

Not only convenient, but also beneficial

Payment system "Wallet One W1" provides its customers favorable rates... Most of the services offered by the service can be used absolutely free of charge:

  • registration of an electronic invoice;
  • service;
  • balance replenishment;
  • payment for goods purchased in online stores;
  • intra-system transfers.

The wallet in Wallet One provides simple but very convenient multi-currency payment tools. For some transactions, no commission is charged.

All tariffs are clear and transparent. When going to make a transaction, the user will find out about its value in his account.

Safety system

The activity of the electronic payment system "Wallet One W1" is regulated by the legislation of each of the countries where the company's branch is located. This means that the service is completely safe.

Payment information is transferred using SSL and PCI DSS protocols. The payment is equipped with SecureCode protection systems from MasterCard and Verified by from VISA. They guarantee complete financial security and the safety of confidential information.

PCI DSS complies with international standards. It is used in many popular payment systems.

In addition, the service runs a fraud system that can prevent fraudsters from entering user accounts.

Additional safety is provided by special antivirus software... They prevent dangerous Trojans and viruses from entering the system and stealing customer payment information.

The service allows you to pay:

  • services of mobile operators (payments for cellular communication),
  • access to the Internet, including satellite (services of Internet providers),
  • internet hosting,
  • bank loans,
  • IP telephony, including all Betamax projects,
  • satellite and cable TV,
  • housing utilities,
  • services of security systems and security systems,
  • orders in online stores,

as well as buy Ukash vouchers and in-game currency in popular online MMORPG games.

History

2007, June 2 - the official birthday of the United Wallet payment service. On this day in 2007, the first user of the service was registered, and on June 18, 2007, the first payment was made to the operator. cellular communication... The owner of the service is CJSC Information Processing Center, which provides services in the field of e-commerce, including payment processing based on its own payment system X-Plat.

2008, April - a cooperation agreement was signed with a German company Betamax... Wallet One receives the status of an official Betamax partner in Russia.

2008, May - under the brand name Single phone IP-telephony services and SMS sending to all countries of the world were launched.

2009, February - "Wallet One" under the brand name W1 South Africa (W1 SA) officially launched in South Africa.

2009, May - "One Phone" offered calls over the Internet based on the SIP standard.

2009, September - together with the British company Smart Voucher Ltd. a service for the sale of Ukash vouchers in Russia was launched.

2010, March - a new service for online stores and trading platforms - universal payment acceptance system "United Cashier".

2010, June - "Wallet One" under the brand name One gamanets officially launched in Ukraine.

2011, October - "Wallet One" under the brand name Tau wallet officially started in Kazakhstan.

Client software

The service is multi-platform. The following applications are used to work with the service:

Service capabilities

Operations, available to the user in system:

Registration in the system

Registration in the service is possible to a mobile phone number or email address. After confirming them, the user can use them as a login to enter the system along with the 12-digit wallet number obtained during registration.

Discussions and criticism

The service was initially criticized for having beta status. The project manager, Konstantin Shilov, explained in one of the interviews that the beta testing status is due to the constant introduction of new functionality into public operation.

Mistakes on the part of the system administration are not uncommon. One of the most memorable ones is misleading users by launching a new service "One Phone". In the press release of the company and on the website (later, under the onslaught of outraged users, it was corrected), it was reported: “From now on, owners of W1 electronic wallets can not only send free SMS messages, but also make free calls, both abroad and to Russia. … Services are provided free of charge as a bonus for using the One Wallet service. By replenishing the wallet and making regular payments, the client gets the opportunity to make calls and send SMS messages for free. " In fact, it turned out what to do free call no one will succeed, since it will be necessary to pay 1.5 rubles for two phone connections. for each. However, the press release went viral on news sites and the company never posted a rebuttal. In addition, the site lacks LiveChat. Communication with the administration takes place through the form on the site, and then by e-mail.

Notes

Links

  • Website of the payment acceptance system for online stores "Edinaya Kassa"

Wikimedia Foundation. 2010.

See what "Wallet One" is in other dictionaries:

    Wallet One Date of creation June 2007 Russia Company CJSC CPI Payment gateway Yes Availability of API Yes ... Wikipedia

    A purse (purse, wallet, shovel) is a small hollow or flat object (originally a pouch), most often made of leather or fabric, designed to carry money. Wallet One is one of the many payment systems on the Internet. Mermaid wallet ... Wikipedia

    Electronic money - (Electronic money) Electronic money is the issuer's monetary obligations in in electronic format Everything you need to know about electronic money history and development electronic money, transfer, exchange and withdrawal of electronic money in various payment systems ... Investor encyclopedia

    Payment - (Payment) Types and purpose of payments Cash on delivery and payment order Contents Contents Section 1. Types. Section 2. Cash on delivery. Section 3. Payment order. Payment is the issue of an obligation, transfer ... ... Investor Encyclopedia Wikipedia

    Two-letter abbreviation. Ek. Ecclesiastes is the book of the Bible. See also Abbreviations in the Bible. EC "Wallet One" payment service EC European Commission EC single classifier EC single complex EC corrosive and corrosive substances EC natural ... ... Wikipedia

Wallet One is a relatively new payment system created by the company Wallet one in 2007, and enabling users to pay for a large number of services. Actually for this it was created. Works in several countries, such as Russia, Ukraine, Belarus, South Africa, USA, Kazakhstan.

It is also worth adding that for ease of use, the company has created special extensions for browsers, an application for IPhone, Ipad, as well as phones with operating system Android... You can download all this for free on the official website of the payment system.

It is interesting that you can register a wallet both by e-mail and by phone. Moreover, the whole point of registration is that you enter your mail or phone number in a line, after which you receive a message with data, a password, and a wallet number is assigned. After that, you can log into your account and start using the service.

It is also possible to bill other users. This is especially convenient when buying goods from online stores. Also interesting is that it is possible to bill a non-existent user. In this case, the system will inform you that there is no such user in the system, but it will still create new account, which will be invoiced.

Differences from well-known payment systems

Wallet One has a number of differences from other payment systems. Here's what they are:

Service simplicity. If you take the same WebMoney, then you can easily notice that the payment system is crammed with a large bunch of different services. Personally, for the first month I made vain attempts to understand their site. With a single wallet, everything is much easier: one site, one account. You will see for yourself during the registration process.

Very low commission when transferring money from one wallet to another. Sometimes it is absent altogether, when the same webmoney has a fixed percentage for users with any passport.

A large number of ways to withdraw and deposit money to the wallet. Read more about this below.

Deposit and withdrawal methods

To begin with, I will tell you about one chip of this wallet. If you ran to the nearest terminal in order to replenish your wallet, and even replenished it, but when you came home found that it was empty, do not be alarmed. The thing is that when you transfer funds to your wallet, they are not automatically credited to it. In order to complete the transfer, you must confirm it. In the same way, payment for something happens - until the seller confirms the payment in his wallet, the money will not be transferred.

There are a huge number of ways to replenish Wallet One.

Here are the most basic ones:

Payment terminals,

Other electronic payment systems (WebMoney, Yandex Money, Qiwi, Rapida),

Bank transfer (a large number of banks are connected to this payment),

There is even the possibility of replenishing from the Qiwi payment terminal,

Other alternative ways.

But there are fewer ways to withdraw:

Postal transfer,

Receive money through a payment acceptance point,

And recently it became possible to withdraw to a bank card, and in 80 countries of the world.

But, as mentioned above, Wallet One is more suitable not for withdrawing funds from the Internet, but rather for paying for services. With it you can pay for services such as the Internet, cellular telephone, utilities, bank loans, pay for orders in online stores, and more. Please note that the minimum payment in this system is only 10 rubles.

As you can see, Wallet One is easy to use, easy to pay for services, making it ideal for many people.

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